WE ARE EXPERIENCED.
FOUNDED IN 1979
Cash Discount Nation is the new vision and DBA of EPX, a licensed ISO of BMO Harris Bank and a unified, stable, and secure processing platform with end-to-end payment solutions for merchants, banks, ISOs, and franchises around the world. For nearly 40 years, we’ve been at the forefront of the industry with superior security standards, patented technologies and exceptional customer service.
OUR MISSION
We’re committed to researching, building, implementing, and supporting next-generation payment technologies that protect merchants, enhance consumer experience, and support global commerce.
INNOVATION
We’re also the first payments processor to:
- Deliver online reporting of transactions to merchants
- Adjudicate chargebacks online
- Process e-checks
- Implement CID, the fraud prevention and detection innovation (CVV) for Discover Card
- Process transactions using tokenization
- Deploy XML-based transaction for all payment types
- Enable address verification system (AVS) for all networks
- Send a soft descriptor/unique identifier for each transaction for American Express and Discover Card
- Deliver end-to-end card swipe encryption for its POS solutions
POWERFUL CAPABILITIES
For nearly 40 years in the payments industry commercialized many payment and new ISO 20022 standard payment innovations that are creating industry standards.
SECURE PROCESSING
Decreased risk exposure, enhanced data security, lowered costs, custom reporting, and strengthened process reliability with less potential points of failure.
WEBSUITE
Web-based reporting, data analysis, exception transactions, and chargebacks.
VIRTUAL TERMINAL
Provides the functionality of a POS terminal with modes for processing POS, MO/TO, and ecommerce transactions.
V-POST
Emulates the functionality of a high-volume POS terminal in any web browser, with flexibility for POS swipe, PIN debit, MO/TO, and ecommerce transactions.
PAYPAGE
Enables ecommerce merchants to outsource online payment acceptance and PCI compliance requirements with customized payment pages.
BUYERWALL™ DATA CONTROL
BuyerWall is the first cardholder data protection system and payment processing platform that allows merchants to eliminate data breach liability yet still control the customer payment experience. By creating a tokenized BRIC, the system processes and transmits encrypted data rather sensitive cardholder information, freeing the merchant from associated risks. BuyerWall exceeds regulations, decreases risk, and increases your business reputation.
